Providing Cost Effective Insurance Solutions For NJ Home Health Care Agencies:

We focus on small- to medium-size businesses In New Jersey

".. One of the biggest complaints about the Insurance “Biz” it that you have to bare your soul just to find out if you like the price…. No other business works that way!" PJ Giannini – Association Agency Inc

Association Agency limits itself to very specific areas of practice – no more than four at any one time.  This allows us to create a depth of knowledge and marketplace savvy that ‘general’ insurance agencies just don’t have.

Our goal is to “Leverage the Resources of the Billion Dollar Insurance Industry” for your benefit by:

  • Developing Underwriting Relationships
  • Working with carriers that actually compete for your business
  • Shortening the quote process and increase your options

Insurance is a major part of your operating expense and a critical component of your Risk Management Strategy.  The application and quote process shouldn’t become a nightmare!

  • Fax or email us a copy of the application you completed for your current insurance company
  • Get a premium indication within 48 business hours in most cases

"… do business with an Independent Insurance Agent. You don’t want to do business with a company employee with only ONE thing to offer you!"PJ Giannini

What we offer

  • Liability Insurance
  • General Liability
  • Professional Liability Insurance
  • Bonding
  • State License Bond
  • Employee (Dishonesty) Bonds
  • Auto Insurance
  • Owned Autos
  • Non Owned Autos
  • Workers Comp
  • Fixed Cost
  • “Pay As You Go” Options
  • Employment Practices Liability
  • 3rd Party Optional
  • Directors & Officers Liability
  • Excess Liability

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